Capitalization raises R$ 12,5 billion in the first five months of the year.

The interest of individuals and legal entities in this product, which encourages financial discipline and also allows clients to compete for prizes, has been confirmed month after month, as shown by the most recent data from the Superintendence of Private Insurance (Susep), analyzed by the National Federation of Capitalization (FenaCap): from January to May of this year, revenue in the sector totaled R$ 12,5 billion, a growth of 4,5% compared to the same period in 2023. Regarding redemptions and raffles, in the first five months of 2024, R$ 10,97 billion was paid to society, totaling an increase of 17,2% compared to the previous year.

Among the types of capitalization investments, the Traditional type registered R$ 9,12 billion in revenue, followed by the Prize-Linked Philanthropy type, with R$ 1,53 billion, in the first five months of the year. This type of investment allowed the transfer of R$ 784 million to philanthropic entities during the period, a 29,5% increase compared to 2023. By sending these resources to institutions throughout the country, thousands of people in situations of social vulnerability can receive assistance in priority areas such as health and education.

The Guarantee Instrument is another option that showed positive performance between January and May of this year, with revenue of R$ 1,34 billion. Many clients who choose this option are looking for an alternative to a guarantor when negotiating the rental of a property. The solution is practical and secure for both tenants and landlords.

The balance sheet from January to May also provides an overview of the performance of Capitalization by region of the country. The Southeast totaled revenue of R$ 7,14 billion, followed by the South, with R$ 2,31 billion; Northeast, with R$ 1,37 billion; Midwest, with R$ 1,15 billion, and North, with R$ 53 million.
According to FenaCap's president, Denis Morais, the performance of the capitalization sector from January to May demonstrates its strength, which continues to grow stronger each month.

“We deliver products that provide security to the population, demonstrating the robustness of the sector. And this work is the result of investments that companies in the segment have been making. Capitalization has differentiators such as diversity, resilience, and the ability to reinvent itself, and clients understand this posture in the market. Consequently, we have the adhesion of new consumers,” analyzes Morais. ( FenaCap )