Capitalization company will deliver R$ 325 million in prize draws this quarter.

In the first quarter of the year, customers whose Capitalization Bonds were drawn received a total of R$ 325,5 million in cash prizes. This amount is equivalent to the distribution of R$ 5,2 million in prizes per business day during the period. The data was released by the National Federation of Capitalization (FenaCap), based on statistics from the Superintendence of Private Insurance (Susep).

Market revenue grew 3,3% compared to the same period in 2020, reaching R$ 5,8 billion. Technical reserves – comprised of resources from clients with active capitalization bonds – showed a 5,8% increase, reaching R$ 32,5 billion. Redemptions increased by 1%, totaling R$ 4,9 billion. “These indicators signal that consumers remain cautious and are building up financial reserves, whether for future plans or to cope with unexpected situations, given the still uncertain scenario,” assesses Marcelo Farinha, president of FenaCap.

Capitalization bonds in the "Prize-Linked Philanthropy" category have already yielded R$ 335,5 million to charities in the first quarter of the year alone, a 54,6% increase in disbursements compared to the same period last year.

Capitalization bonds, therefore, remain important instruments of financial education, which, over time, have diversified and, due to their versatility, present themselves as business solutions with raffles. There are six product modalities – Traditional, Popular, Guarantee Instrument, Prize-Winning Philanthropy, Incentive, and Programmed Purchase – capable of assisting the consumer – individual or legal entity – in various everyday situations. ( SEGS )